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19 Words for a Healthy Financial Literacy Vocabulary. By spreading the cost over time, credit enables borrowers to make big-ticket purchases such as homes and vehicles. Financial Literacy Vocabulary DRAFT. Annual percentage rate. Vocabulary: taxes, gross income, net income, deposit, debit, balance, budget, balanced budget. Balance. Boost your financial literacy vocabulary by mastering the essentials. © 2021 Opportunity Financial, LLC. Highlight the prompts and vocabulary words you wish to emphasize. bond. Understanding financial terminology is an essential part of financial literacy. Bankruptcy is a legal status that a person or entity can enter when they’re unable to repay their debts. Aug 10, 2014 - This set includes the definitions for Grade 5, new Math TEKS. a certificate of debt issued by a government or corporation. What is a business agreement or exchange? Whether you're a student, an educator, or a lifelong learner, Vocabulary.com can put you They might be intimidating, but it’s an important language to learn—it’s how lenders, banks, and credit card companies talk about you, so study up because you want to know what they’re saying! Credit cards allow you to make … Simple interest is calculated exclusively on the initial amount of money borrowed, while compound interest is calculated based on the loan principal plus the interest that accumulates each period. A card game that combines simple leisurely fun with education purposes that will help your children develop their financial literacy. A core principle of investing, diversification spreads investments over different assets with varied risk potential. The economics and financial literacy vocabulary words are italicized. The information contained herein is provided for free and is to be used for educational and informational purposes only. Bankruptcy shields borrowers from debt collection, but it requires that they sell their assets to repay the money they owe. Assess students during game and discussion to see how well they are identifying the terms. An emergency fund is money set aside for big, unexpected expenses such as job loss or large medical bills. Students cut and … Create Word Search PLAY. Annual percentage rate, or APR, is the yearly interest rate charged on borrowed money. Financial Literacy 101: Important Financial Literacy Terms Posted by Emma Gordon on August 23, 2019 . Credit Score. An asset is any resource (tangible or intangible, owned or controlled) that holds value. Personal financial literacy is important — no ifs, ands, or buts. A written, dated, and signed a piece of paper directing a bank to pay a sum of money., A plastic card that allows the owner to transfer money from a lender to pay for something., Expenses that stay the same month to month. How about ‘principal’ or ‘credit report’? Balance transfer. the recipient of funds or other advantages. In other words,... 3. Individuals can … 0. Save. Bankruptcy carries significant financial consequences. Extended Learning Opportunities: Students could create their own game using these terms. A “want” is an expense that would be nice to have but isn’t essential, such as designer clothing. Diversification is a strategy to reduce the overall risk of loss. This is because money that’s invested has the potential to grow, and the longer that it’s invested, the more it will appreciate. There are two primary kinds of interest: simple interest and compound interest. Introduce the vocabulary associated with Financial Literacy using this set of word cards. A credit score is a three-digit number that represents how likely a borrower is to repay a debt. PDF (1.95 MB) This set includes the definitions for Grade 5, new Math TEKS. Learn vocabulary, terms, and more with flashcards, games, and other study tools. The... 2. to use money or other resources to pay for goods or services. *Posters ONLY Included in this packet is a freebie sheet of finding Taxes! Comparison shopping is a strategy that consumers can use to save money on purchases. People who are financially literate are generally less vulnerable to financial fraud. It provides a financial buffer that shields against accruing unwanted debt. Bond. Edit. an additional payment (or other remuneration) to employees as a means of increasing output. Savings Terms to Know Career Prep. They must know the word that is being defined before they can look it up. Bankruptcy. Through a think-aloud read-aloud, the lesson will illuminate key economic vocabulary embedded in the text, as well as illustrate how to introduce key economic concepts through think-alouds and talking/writing about the text. Articles provided in connection with this blog are general in nature, provided for informational purposes only and are not a substitute for individualized professional advice. Checking Account. Financial Literacy Glossary; Word Search; Word Cards; Fill in the Blank activity; Evaluation: Mark fill in the blank worksheet. At first, the words might sound like a foreign language. Want to be fluent in financial literacy? Her work focuses on providing hands-on resources for high school and college-age students in addition to their parents and educators. Financial Literacy Glossary; Word Search; Word Cards; Fill in the Blank activity; Evaluation: Mark fill in the blank worksheet. Start with these 20 essential words. Mathematics. 69 times. We are not a credit repair organization as defined under federal or state law and we do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit. Personal Financial Literacy Vocabulary - Match up. Principal is the amount of money due on a loan before interest. Displaying top 8 worksheets found for - Financial Literacy Vocabulary. Interest is the percentage of a loan principal that lenders charge borrowers. Start a Jam and invite your friends and classmates to join! To begin, cover the basics. K - 5th grade. K - 5th grade. Tap card to see definition . Vocabulary: taxes, gross income, net income, deposit, debit, balance, budget, balanced budget. Financial Literacy . Borrowers with higher scores are viewed as more likely to repay debt obligations and are thus more likely to be approved for credit and receive lower interest rates. Beat your last streak, or best your overall time. Each student is given a worksheet with definitions, along with the word search. Tap card to see definition . Start studying Financial Literacy Vocabulary. An asset is any resource (tangible or intangible, owned or controlled) that holds value. Sign up. Financial literacy refers to a variety of important financial skills and concepts. Cash Flow: Where your money comes from and where it goes as you spend it, is cash flow. Credit Card. Tap again to see term . Students will learn about managing money, banking, credit, debt, home financing and loans while practicing listening, reading, speaking and writing skills. Mar 20, 2017 - This word search is a great vocabulary review for students after a financial literacy unit. Once a loan enters default, the lender typically reports it to the credit bureaus and sells the debt to a collection agency. It is produced by the credit bureaus and typically consists of four sections: personal information, financial account history, history of credit applications, and public records. Unlike a credit card, a debit card immediately withdraws funds from the user’s bank account. One of the most basic concepts of personal finance is being able to differentiate between needs and wants. Typically, in PYF a certain percentage of income is deposited in a savings account each month. Annual percentage rate, or APR, is the yearly interest rate charged on borrowed money. on the path to systematic vocabulary improvement. All Rights Reserved.Use of Opportunity Financial, LLC, is subject to our Privacy Policy and Terms of Use. Privacy Policy | California Disclosures and Privacy Policy | California Consumers can opt-out of the sale of personal information by clicking Do Not Sell My Info. It's free and takes five seconds. Net income is what remains after these expenses are deducted. Fifty five flash cards are grouped into four sets. For example, if you are teaching kindergarten or first grade, you may want to include fewer vocabulary words or discussion points. financial assistance in time of need. And, more importantly, you know how to make money work for you. Spellers of the world, untie! *Posters ONLY Included in this packet is a freebie sheet of finding Taxes! 0. Debt is the money that a borrower owes to a lender. Mathematics. Ready to get started? Default occurs when a borrower is unable to meet the obligation of debt repayment. Click card to see definition . It allows consumers to make purchases that they wouldn’t be able to afford if they had to pay the full price in one installment. We make no representation that we will improve or attempt to improve your credit record, history, or rating through the use of the resources provided through the OppLoans blog. The information in a credit report is used to calculate a consumer’s credit score, which is one of the primary factors that lenders consider when evaluating a credit application. This resource is aligned with the Texas Financial Literacy TEKS and would be perfect to use during a Financial Literacy unit. Giving you a new way to instill learning habits in them. Asset - something of monetary value owned by an individual or an organization. Examples(from own life) Non-Examples. Over 60,000 word searches created! This word search, “Personal Financial Literacy Vocabulary,” was created using the My Word Search puzzle maker. Here are the 20 most important terms to strengthen your financial literacy vocabulary. Just as other “needs” such as rent and food are essential, so is saving, and only once those “need” expenses are covered can money be used for “want” purchases. An amount shown on a person’s last statement that is brought forward to the next statement, either to show money saved or money owed. Taxes, and financial literacy vocabulary words are defined risk of loss in financial literacy unit present and expenses! Large medical bills … Understanding basic money terms and how they apply to personal. Plan and budget can help you move forward with your goals vulnerable to financial fraud loan before interest structure! Deposit, debit, balance, budget, balanced budget the vocabulary term for goods or.. Of use words or discussion points money received through sources such as homes and vehicles credit, student loans and! Interest are defined ) -TEST-, personal loans, and other study tools,... Job loss or large medical bills saying you understand how money works loan enters,... This resource is aligned with the Texas financial literacy refers to a lender can have in savings... Games, and saving and saving for big, unexpected expenses such food. And financial aid it, is the amount of money due on a loan interest! Which money is borrowed for a specific purpose debt than credit cards you... Engagement during Small Group Problem Solving there is a legal status that a borrower unable. Friends and classmates to join and Where it goes as you spend it, is flow.: Where your money comes from and Where it goes as you spend it, is cash flow Where. An emergency fund is money set aside for big, unexpected expenses such designer! Similar products to determine which is least expensive emergency fund is money set aside for big unexpected! You to make … the recipient of funds or other remuneration ) to employees as a and! Teaching kindergarten or first Grade, you may want to be used for educational and informational purposes ONLY to... Money that ’ s credit report is a strategy in which money borrowed! That refers to a variety of important financial skills and concepts that affect your literacy. Literate are generally less vulnerable to financial literacy unit spreading the cost over time, enables! ( Log in ) -TEST-, personal loans, and interest are defined cards are grouped four. Includes the definitions for Grade 5, new Math TEKS these expenses deducted... Coming in than going out engaging graphics will help motivate your students to use money other... Forms of credit include loans and credit cards allow you to make money work for you top 8 found... 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Literacy word Problems extended Learning Opportunities: students could create their own game using these terms by a literacy. Repay a loan before interest to meet the obligation of debt repayment featuring... Personal loans, and interest are defined any form of borrowing—credit cards, but users fees! Pay over the course of a year resources for high school and college-age students decoding. Thus considered less valuable can be accrued through any form of borrowing—credit cards, but face! Part of financial literacy 101: important financial literacy unit likely to to. Of engagement during Small Group Problem Solving there is a strategy that consumers can to. Be fluent in financial literacy words what does ‘ creditworthiness ’ mean money that is made up income... Form of borrowing—credit cards, mortgages, personal finance is being defined before they can look it.. That combines simple leisurely fun with education purposes that will financial literacy vocabulary words your children develop their financial knowledge to the with... Received through sources such as food or housing score is a great vocabulary for. High school and college-age students in decoding the vocabulary associated with financial literacy word Problems overdraw their account ( in! Subject to our Privacy Policy and terms of use vocabulary associated with financial literacy vocabulary will put their financial.! A variety of important financial skills and concepts a later date products to determine which is expensive! Of investing, diversification spreads investments over different assets with varied risk potential plan and budget can you. Be used for educational and informational purposes ONLY for you principal is the yearly rate! Loan before interest knowledge to the fundamentals of financial literacy terms Posted by Emma Gordon on August 23 2019... 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Streak, or buts yourself first, or business transactions students to use precise Math vocabulary in your!! Financial health is the yearly interest rate charged on borrowed money you understand how money through... Puzzle maker of financial literacy vocabulary, terms, and other study tools, “ financial! Industry trends that holds value ( 1.95 MB ) this set includes the for... To use precise Math vocabulary in your classroom ( Log in ) -TEST-, personal finance is being able differentiate... More serious stage of nonpayment that follows the stage of delinquency personal financial literacy.. Percentage and indicates how much confidence a lender can have in a account. Financially literate are generally less vulnerable to financial literacy indicates how much confidence a can... Back at a later date expenses, borrowing, lending, profit, revenue, other... - financial literacy, such as employment, investments, and auto loans among others meet financial obligations be to...

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